UK 2026/27 Pay Calculator

Hourly Wage Calculator UK

Enter your hourly rate and weekly hours below to see what you earn daily, weekly, monthly and annually plus an estimated take-home pay after Income Tax, National Insurance, pension and student loan deductions for the 2026/27 tax year.

Going the other way working out an hourly rate from an annual salary? Use our Salary to Hourly Calculator or Hourly Rate Calculator instead.

✓ Free to Use ✓ Updated for 2026/27 ✓ Instant Results ✓ Trusted by UK Workers

I want to see the calculations for an hourly wage of

£
and hours per week

If you know your tax code, please enter it here.

If you are still repaying your student loan, select the repayment option that applies to you.

Do you contribute to a workplace or personal pension?

Are you receiving a one-off bonus or annual bonus?

How many hours of paid overtime do you do each month?

Do you have any other deductions before or after tax?

Do you have any salary sacrifice arrangements?

Additional working pattern options.

Your Hourly Wage Results

Estimated yearly gross pay £0
Monthly £0
Weekly £0
Daily £0
Take-home estimate £0

Tax Breakdown

Gross Pay£0

Income Tax£0

National Insurance£0

Pension£0

Student Loan£0

Other Deductions£0

What This Calculator Works Out?

An Hourly Pay Calculator turns your hourly rate into gross daily, weekly, monthly and annual earnings, then estimates your take-home pay after applicable deductions. Add your tax code, pension rate, student loan plan, overtime or bonus for a more accurate figure. Useful for comparing job offers, checking part-time or shift earnings, or seeing how a pay rise changes your annual income.

How to Calculate Hourly Wage into Annual Salary

Annual Salary = Hourly Rate × Hours per Week × Weeks Worked per Year

Input Value
Hourly Rate £18
Hours per Week 37.5
Weeks per Year 52
Result £18 × 37.5 × 52 = £35,100

This is your gross figure, before Income Tax, National Insurance, pension and other deductions. A standard full-time year works out to roughly 1,950 hours (37.5 × 52) useful to know if you need to work out a figure by hand.

From Hourly Rate to Weekly and Monthly Pay

The same formula scales down: multiply your hourly rate by your weekly hours for weekly pay, then divide your annual figure by 12 for a monthly estimate. At £18/hour and 37.5 hours a week, that's £675 a week and roughly £2,925 a month, before deductions. The calculator above shows all four figures daily, weekly, monthly and annual at once.

This calculator provides an estimate for informational purposes only. Actual payslips may vary depending on your employer, tax code, payroll system, and individual circumstance.

Calculate Hourly Wage Guide

Hourly Rate to Annual Salary Examples

Based on a 37.5-hour week and 52 working weeks a year:

Hourly Rate Estimated Annual Pay
£12/hour £23,400
£12.71/hour (National Living Wage, 21+, from April 2026) £24,785
£15/hour £29,250
£18/hour £35,100
£20/hour £39,000
£25/hour £48,750
£30/hour £58,500
£40/hour £78,000

Figures are gross, before deductions. Confirm the current National Living Wage rate on GOV.UK.

Hourly Rate to Annual Salary Examples

Working Hours Comparison

Same hourly rate, different weekly hours shows how much your schedule affects annual pay:

HOURLY RATE WEEKLY HOURS WEEKLY PAY ESTIMATED ANNUAL PAY
£15.00 20 hours £300.00 £15,600
£15.00 30 hours £450.00 £23,400
£15.00 37.5 hours £562.50 £29,250
£15.00 40 hours £600.00 £31,200
£15.00 45 hours £675.00 £35,100

If you're starting from an annual salary and want to work out the equivalent hourly rate, use our dedicated Salary to Hourly Calculator or Hourly Rate Calculator they're built specifically for that direction. This page focuses on the opposite: turning your hourly wage into weekly, monthly and annual pay.

Take-Home Pay After Tax, NI, Pension and Student Loan

Your hourly wage is gross pay. Take-home (net) pay is what's left after:

DEDUCTION WHAT IT MEANS
Income Tax Charged on earnings above your Personal Allowance.
National Insurance Contributions based on your earnings.
Workplace Pension Deducted if you're enrolled in a workplace pension scheme.
Student Loan Repayments based on your specific loan plan and income threshold.
Salary Sacrifice Salary exchanged for non-cash workplace benefits.

Example: £18/hour at 37.5 hours a week gives a gross annual figure of £35,100 your actual take-home will be lower once tax, NI and any pension or student loan deductions apply. The exact amount depends on your tax code, pension contribution, student loan plan, and whether you're in England, Scotland, Wales or Northern Ireland. Check your tax code against GOV.UK if you're unsure.

For a deeper breakdown of gross vs net figures, see our UK Tax Brackets 2026/27 page.

Overtime and Bonus Pay

Overtime and bonus payments are added on top of your base hourly earnings and can be included directly in the calculator above. Because extra pay can also increase your Income Tax, NI and student loan repayments, it's worth adding it in for a realistic total rather than estimating separately.

For overtime-specific rates and rules (time-and-a-half, double time), see our Overtime Pay Calculator and Double Time Pay Calculator.

Hourly Wage vs Annual Salary

HOURLY WAGE ANNUAL SALARY
Paid for every hour worked Fixed yearly income
Changes with hours worked Usually the same each month
Overtime increases pay directly Overtime often paid separately (or not paid)
Common for part-time/shift work Common for full-time roles

Useful when comparing a job offer paying an hourly rate against one quoting a fixed salary factor in weekly hours, holiday pay and overtime opportunities, not just the headline number.

Tips for an Accurate Estimate

  • Use your actual weekly hours: Base your calculation on the exact hours you work rather than a flat 40-hour assumption.
  • Include regular overtime and bonuses: Add overtime and bonus payments if they form a consistent part of your pay.
  • Enter your real tax code: Use your official tax code instead of leaving it blank for a more accurate tax calculation.
  • Account for work variations: Factor in unpaid leave or seasonal work patterns if relevant to your employment.
  • Re-run after pay changes: Update and recalculate your figures whenever you receive a pay rise or contract change.
Tips for an Accurate Estimate

Frequently Asked Questions

Find answers to the most common questions about hourly wages, annual salary calculations, UK tax deductions, overtime, and take-home pay.

Multiply your hourly rate by your weekly hours, then by the number of weeks you work per year: Hourly Rate × Hours per Week × Weeks per Year. At £18/hour, 37.5 hours a week, 52 weeks a year, that's £35,100 gross.

At 37.5 hours a week over 52 weeks: £13.50 × 37.5 × 52 = £26,325 gross per year. Enter your own hours in the calculator above if they differ.

This depends on your role, experience and employer — there's no single figure. If you're on the National Living Wage, check the current rate on GOV.UK; otherwise it's whatever rate is agreed in your contract. Enter your rate into the calculator above to see what it works out to weekly, monthly and annually.

Divide your annual salary by your total working hours for the year (weekly hours × weeks worked). For the reverse calculation with more detail, use our Salary to Hourly Calculator or Hourly Rate Calculator..

Yes — both are factored into the take-home pay estimate, based on your entered tax code and Scotland resident status if applicable.

Yes — enter your actual part-time hours per week rather than a full-time default.

Yes, you can add overtime hours and rate. See our Overtime Pay Calculator for time-and-a-half or double-time specific breakdowns.

Yes — toggle "Resident in Scotland?" to apply Scottish Income Tax bands.

No. Gross pay is your earnings before deductions; take-home (net) pay is what's left after Income Tax, National Insurance, pension and other deductions.

This tool gives an estimate. Actual pay can differ based on your specific tax code, payroll system, benefits, and any deductions your employer applies that aren't captured here.

Conclusion

Whether you're comparing job offers, planning a budget, or checking how a pay rise affects your income, this Hourly Wage Calculator UK converts your hourly rate into weekly, monthly and annual pay in seconds with a take-home estimate after Income Tax, National Insurance, pension and student loan deductions. For the most accurate result, enter your real hours, tax code and any overtime or bonus you receive.

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