Convert your hourly wage into weekly, monthly and annual salary instantly. Estimate Income Tax, National Insurance, pension, overtime and take-home pay using the latest UK tax rates.
If you know your tax code, please enter it here.
If you are still repaying your student loan, select the repayment option that applies to you.
Do you contribute to a workplace or personal pension?
Are you receiving a one-off bonus or annual bonus?
How many hours of paid overtime do you do each month?
Do you have any other deductions before or after tax?
Do you have any salary sacrifice arrangements?
Additional working pattern options.
Gross Pay£0
Income Tax£0
National Insurance£0
Pension£0
Student Loan£0
Other Deductions£0
The Hourly Wage Calculator UK helps you convert your hourly rate into weekly, monthly and annual earnings in just a few clicks. It also estimates your take-home pay by factoring in Income Tax, National Insurance, pension contributions, overtime and student loan repayments based on the latest UK tax year.
Whether you're comparing job offers, planning your budget, checking part-time income or estimating the value of a pay rise, this calculator provides a fast and reliable way to understand your earnings.
Your annual earnings depend on more than just your hourly wage. This calculator takes several important factors into account, including:
| FACTOR | DESCRIPTION |
|---|---|
| Hourly Rate | The amount you earn for each hour worked. |
| Weekly Working Hours | More hours generally result in higher annual earnings. |
| Weeks Worked Per Year | Unpaid leave or seasonal work can reduce yearly income. |
| Overtime Pay | Extra hours may significantly increase your total earnings. |
| Income Tax | Tax deductions reduce your take-home pay. |
| National Insurance | Contributions are calculated according to current UK rules. |
| Pension Contributions | Workplace pension deductions affect your net salary. |
| Student Loan Repayments | Repayments may apply depending on your income and loan plan. |
Even a small increase in your hourly wage can make a significant difference over the course of a year. For example, increasing your pay from £18 to £19 per hour while working 37.5 hours per week can add nearly £2,000 to your annual gross income before deductions.
This calculator provides an estimate for informational purposes only. Actual payslips may vary depending on your employer, tax code, payroll system, and individual circumstance.
An hourly wage is the amount you earn for each hour you work. Unlike a fixed annual salary your total income depends on the number of hours you work during the week and throughout the year.
For example, if you earn £15 per hour and work 40 hours each week, your weekly gross pay would be: £15 × 40 = £600 per week
If you work more hours or receive overtime pay, your earnings increase. Likewise, working fewer hours, taking unpaid leave or working part-time will reduce your overall income.
| HOURLY WAGE | ANNUAL SALARY |
|---|---|
| Paid for every hour worked | Fixed yearly income |
| Earnings change with hours worked | Usually remains the same each month |
| Overtime increases pay | Overtime may be included separately |
| Common for part-time and shift workers | Common for full-time employees |
Understanding the difference between hourly pay and annual salary makes it easier to compare job offers, estimate take-home pay, and plan your finances.
Our calculator converts your hourly wage into daily, weekly, monthly and annual earnings using your selected working hours and the latest UK tax settings.
To provide a more accurate estimate, you can also include additional details such as:
| INPUT PARAMETER | VALUE |
|---|---|
| Hourly Rate | £18 |
| Hours per Week | 37.5 |
| Weeks per Year | 52 |
| Calculation | £18 × 37.5 × 52 = £35,100 |
This figure represents your gross annual salary before Income Tax, National Insurance, pension contributions, and other deductions. Your estimated take-home pay is calculated after these deductions have been applied.
The table below shows how different hourly rates convert into estimated annual salaries based on a 37.5-hour working week and 52 working weeks per year. These examples provide a quick way to compare hourly pay and understand how small changes in your hourly wage can affect your yearly income.
| Hourly Rate | Hours Per Week | Estimated Annual Pay |
|---|---|---|
| £12 per hour | 37.5 hours | £23,400 |
| £15 per hour | 37.5 hours | £29,250 |
| £18 per hour | 37.5 hours | £35,100 |
| £20 per hour | 37.5 hours | £39,000 |
| £25 per hour | 37.5 hours | £48,750 |
| £30 per hour | 37.5 hours | £58,500 |
| £40 per hour | 37.5 hours | £78,000 |
Your actual annual earnings may be different depending on factors such as:
For the most accurate estimate, enter your own hourly rate and working hours into the calculator above.
Converting your hourly wage into an annual salary makes it easier to compare job offers, plan your finances and understand your long-term earning potential.
Many UK employers advertise jobs using an hourly rate, while lenders, landlords and financial institutions often ask for your annual income when assessing mortgage applications, rental affordability or loan eligibility.
For example, a job paying £16 per hour may appear more attractive than a salary of £30,000 per year, but the better option depends on factors such as:
By converting your hourly wage into an annual salary, you can make more informed career and financial decisions.
Your hourly wage represents your gross earnings before deductions. Your take-home pay (also called net pay) is the amount you actually receive after deductions have been applied.
These deductions may include:
If you earn £18 per hour and your estimated gross annual salary is £35,100 your actual take-home pay will usually be lower after taxes and other deductions.
The final amount depends on your:
If you're unsure about your tax code, check the official HMRC tax codes guidance
When estimating your earnings, it's important to understand which deductions may reduce your take-home pay. The table below explains the most common deductions used in UK payroll calculations.
| Deduction | What It Means |
|---|---|
| Income Tax | Tax charged on earnings above your Personal Allowance. |
| National Insurance | Contributions paid through payroll based on your earnings. |
| Workplace Pension | Pension contributions deducted from your salary. |
| Student Loan | Repayments based on your loan plan and income level. |
| Salary Sacrifice | A scheme where part of your salary is exchanged for workplace benefits. |
Note: Not every employee will have all of these deductions. Your actual take-home pay depends on your personal circumstances and employment arrangements.
Your weekly working hours have a direct impact on your annual income. Even with the same hourly wage, working more or fewer hours each week can significantly change your yearly earnings.
| Hourly Rate | Weekly Hours | Weekly Pay | Estimated Annual Pay |
|---|---|---|---|
| £15 | 20 hours | £300 | £15,600 |
| £15 | 30 hours | £450 | £23,400 |
| £15 | 37.5 hours | £562.50 | £29,250 |
| £15 | 40 hours | £600 | £31,200 |
| £15 | 45 hours | £675 | £35,100 |
Whether you work part-time, full-time, or on rotating shifts, adjusting your weekly hours in the calculator provides a more accurate estimate of your annual salary.
Overtime can significantly increase your annual earnings. While some employers pay overtime at your normal hourly rate, others offer time and a half, double time, or enhanced rates for evenings, weekends and public holidays.
| CALCULATION STEP | DETAILS / RESULT |
|---|---|
| Hourly Rate | £20 |
| Overtime Hours | 10 hours per month |
| Overtime Rate | 1.5× |
| Monthly Overtime Pay | £20 × 1.5 × 10 = £300 |
| Annual Overtime Pay | £300 × 12 = £3,600 |
Although overtime increases your gross earnings, it may also increase your Income Tax, National Insurance, and Student Loan repayments. Including overtime in your calculation gives a more realistic estimate of your annual salary and take-home pay.
Many people estimate their salary by simply multiplying their hourly wage by 40 hours per week. While this provides a basic estimate, it often overlooks important factors that can significantly affect your actual earnings and take-home pay.
Common mistakes include:
Tip: Always enter your actual working hours and current UK tax information to receive a more accurate salary estimate.
Our Hourly Wage Calculator UK is designed to give you a fast and accurate estimate of your earnings based on the latest UK tax year. Instead of manually calculating your salary, you receive an instant breakdown of your gross pay, estimated deductions and take-home income.
| Feature | Benefit |
|---|---|
| Instant Results | Calculate your salary in seconds. |
| Advanced Options | Include overtime, pension, student loan and salary sacrifice. |
| UK Focused | Suitable for employees across England, Scotland, Wales and Northern Ireland. |
| Take-home Estimate | Understand your estimated net income after deductions. |
| Free Calculator | No registration or subscription required. |
Our calculator is designed specifically for UK workers and follows the latest available tax rules and payroll principles. It provides quick estimates to help you compare job offers, plan your budget, and understand your potential earnings.Our calculations are based on publicly available payroll guidance and the latest UK tax information published by HMRC and GOV.UK
Disclaimer: The results are estimates only and should not replace official payroll calculations or professional financial advice.
Find answers to the most common questions about hourly wages, annual salary calculations, UK tax deductions, overtime, and take-home pay.
To calculate your annual salary, multiply your hourly rate by the number of hours you work each week, then multiply that figure by the number of weeks you work each year. For example, earning £18 per hour, working 37.5 hours per week for 52 weeks results in an estimated annual salary of £35,100 before deductions.
Yes. The calculator can estimate Income Tax and National Insurance deductions based on the latest UK tax year. It provides an estimated take-home pay, although your actual payslip may vary depending on your tax code and personal circumstances.
Yes. Simply enter your hourly wage and your average weekly working hours. The calculator works for both full-time and part-time employees, helping you estimate your weekly, monthly, and annual earnings.
Yes. You can include overtime hours and apply different overtime rates, such as time and a half (1.5×) or double time (2×). This gives you a more realistic estimate of your total earnings.
Yes. The calculator converts your hourly wage into daily, weekly, monthly, and annual pay, allowing you to see your earnings over different time periods without manual calculations.
Yes. The calculator supports Scottish tax settings where applicable. If you pay Scottish Income Tax, select the appropriate option to receive a more accurate estimate of your take-home pay.
Yes. The calculator is completely free to use. There are no registration requirements, subscriptions, or hidden charges.
Yes. You can include workplace pension contributions in your calculation. Pension deductions reduce your take-home pay, so including them provides a more accurate estimate of your net income.
Yes. Simply change your hourly rate or working hours and calculate again. This makes it easy to compare different job offers or estimate the impact of a pay rise.
No. Gross pay is your income before deductions, while take-home pay (net pay) is the amount you receive after Income Tax, National Insurance, pension contributions, and any other applicable deductions have been applied.
Yes. Freelancers, contractors, agency workers, and self-employed individuals can use the calculator to estimate their earnings. However, self-employed tax obligations may differ from those of PAYE employees, so the results should be used as an estimate.
The calculator provides a reliable estimate using the latest available UK tax information and the details you enter. However, your actual payslip may differ due to factors such as your tax code, employer payroll system, salary sacrifice arrangements, bonuses, or other deductions.
Enter the average number of hours you work each week, including any regular paid hours. If your schedule changes frequently, use your typical weekly average for the most accurate estimate.
Yes. The calculator allows you to include student loan repayments where applicable. Repayments are estimated based on your selected loan plan and your income level, helping you understand how they may affect your take-home pay.
The calculator provides an estimate, while your employer's payroll system calculates your actual pay based on your individual circumstances. Differences may occur because of your tax code, pension contributions, salary sacrifice, bonuses, benefits, statutory payments, or other payroll adjustments.
Whether you're comparing job offers, planning your budget, or checking the impact of a pay rise, our Hourly Wage Calculator UK makes it easy to convert your hourly rate into weekly, monthly, and annual earnings. With support for Income Tax, National Insurance, pension contributions, overtime, and student loan repayments, you can get a clearer picture of your estimated take-home pay.
While the calculator provides reliable estimates based on the latest UK tax year, your actual payslip may differ depending on your tax code, payroll settings, and personal circumstances. For the most accurate results, enter your actual working hours and keep your calculation details up to date.
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